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A bad credit mortgage is a mortgage that you qualify for when you are in a difficult financial situation such as a bad credit score or huge debt. A credit score of 300 (assessed on a scale of a [...]

Canadian mortgage laws are tighter than ever. Laws now require a borrower to prove that he or she is financially competent to pay interest rates that are higher than the mortgage contract rate. [...]

A mortgage renewal is a renewed agreement between the borrower and the lender to extend the mortgage term or renew terms of the mortgage. Your mortgage renewal could be denied for several reasons [...]

Private loans are becoming a preferred choice over conventional loans for the array of benefits they offer. The loan approval process is quick and easy. What’s more, a private loan is an [...]

Long gone are the days when purchasing a second home was a preserve of the well-to-do. Nowadays, an increasing number of Canadians are opting for a second property to use as a rental, retirement [...]

The most noticeable benefit of mortgage refinancing is that you save substantially owing to a lower rate of interest. However, you reap other benefits such as debt consolidation, lower EMIs, [...]

Mortgage refinancing is the process of taking a new loan to pay off your original mortgage. A lower interest rate is the most common reason why borrowers often choose to refinance their mortgage. [...]

As a first-time homebuyer, finding your dream abode as well as a trustworthy lender willing to finance, can be stressful. Should you start by looking for your dream home or look for a lender [...]

Credit score and history are key factors that financial institutions look into when reviewing a loan application. If your credit report shows huge credit card balances, delayed payments, [...]

More often than not, living life to the hilt comes at a cost, and this is where a 2nd mortgage comes to your aid. A second mortgage is a supplementary loan usually offered against your property [...]